Mutual of Omaha Medicare Supplement Plan F

Plan F offered by Mutual of Omaha is by far the most popular Medigap plan, on the market right now. This plan is fairly simple; it covers everything that Medicare does not pay in full. For example,  Medicare covers about 80% across the board, Plan F picks up the remaining 20%.

Medigap F has accepted anywhere the country that takes Medicare, there are no networks or restrictions, you are free to go to any specialist or provider that takes Medicare. Plan F is the most comprehensive Medicare supplement plan, but it is also the most expensive. Many folks have been looking at alternatives such as plan G.

Medigap Plan F vs. Plan G

Plan F and Plan G of very similar, the only difference between them is that  Plan G does not cover the Medicare Part B deductible, which is $233 per year in 2022. The premium difference however between the two plans often more than covers $233 deductible. This means Plan G is often a better choice over plan up. However, plan F remains to be the most popular plan on the market, probably because a lot of folks don’t feel comfortable paying anything out of pocket when they’re dealing with Medicare, they just want simplicity. For those folks who like to save money, Medicare Supplement Plan G is a great option.

In addition, the rate increases between Plan G and Plan F are something to be noted. On average, the rate increases between the two plans are quite interesting. Plan F on average increases at about 6% to 10% per year. On the other hand, Plan G increases at about 0 to 5% per year.

The long-term premium difference between the two plans obviously favors Plan G, so again if you’re someone interested in saving money plan she’s going to provide much more premium value to you.

Medicare Supplement Plans For 2022

As I just noted, plan F seems to still be the most popular plan in 2022 but Plan G is not far behind.  The part B deductible on the Original Medicare did change from $203 per year in 2021 to $233 per year in 2022, but that did affect both plans. The Premium of plan F increased and obviously the out-of-pocket expense on Plan G increased.

Mutual of Omaha’s  Plan F is still a very great option is very competitive in many places across the country. They are a stable carrier and are always going to be around to pay the bills, so they are a safe bet for plan F.

How To Compare Rates And Apply?

If you are considering a Medicare supplement plan with Mutual of Omaha, you have come to the right place. We work directly with every Medicare supplement company and can provide you with free quotes and help you apply for coverage. Call us directly at 877-294-1549 for fast assistance or simply use our online quoting tool.